You’ve probably heard the debate around the Affordable Care Act, (ACA) also known as Obamacare or healthcare reform. But do you really know what it means for you? Healthcare reform went into effect in March 2010 when President Obama signed the Patient Protection and Affordable Care Act into law.

The law makes preventive healthcare affordable and accessible for many Americans. It also offers consumers new rights and protections, and greater access to healthcare. Under health care reform:

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• Insurance companies are required to provide coverage to people with pre-existing conditions. If you’re sick, you can still get health care coverage.
• You’ll have access to coverage through an online Health Care Marketplace, where you can compare coverage and prices. Learn more about Idaho’s Healthcare Marketplace.
• Through the Marketplace, you’ll have access to essential health benefits, like pediatric dental coverage, maternity care and hospitalization.
• You may be eligible for lower costs on your monthly premiums or out-of-pocket costs for both private and public insurance (Children’s Health Care Plus and Medicaid).
• Open enrollment began today, Oct. 1. Coverage goes into effect Jan. 1, 2014.

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If you need assistance in signing up for health coverage, visit Your Health Idaho, where you can compare plans and prices and choose the best option for you and your family. Click the link to find out more about how the Affordable Care Act affects you.