Did you know – if you put off going to the dentist, you could lose hundreds or even thousands of dollars in dental benefits? Most dental benefit plans run on a calendar year and the yearly maximum (the most money the plan will pay for your dental work within a full year) starts January 1.

Though the maximum amount usually depends on your insurance company or dental plan, in most cases you will lose any unused benefits at the end of the year.

Consider this:[bulletlist]

• Even if you pay dental premiums monthly, you should use your benefits.
• Regular dental cleanings and checkups offer good preventive care.
• Most dental benefits companies pay as much as 100% of the cost of your dental checkups.

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Don’t delay treatment. You risk more expensive issues down the road if you avoid going to the dentist today. Skipping a simple cavity filling today could result in the need for a root canal or other more expensive treatment tomorrow.

And if you’re scared to go to the dentist, don’t worry. Read how regular dental visits can save you money.