Newlywed life is bliss. But once you freeze the last slice of cake, preserve the bouquet and return from the honeymoon, it’s time to tackle less-exciting responsibilities. Combine assets, file joint taxes, add each other as beneficiaries…the list seems exhausting.

One more thing to add to that list: Add your partner to your insurance. Luckily, we have 3 tips to make that process easier:

1. Your plan or mine?

If both you and your partner are covered under two separate plans, consider which one…

• Best accommodates your health needs
• Makes the most financial sense
• Accounts for life changes, such as a growing family

Also look to see if your plans have coordination of benefits (COB) provisions. With a COB, your benefit carriers will “coordinate” your coverage and work together to make sure you get the most out of your dental benefits. In that case, you may want to keep both plans.

2. RSVP on time.

Outside of open enrollment, dependents can be added to a plan during a “special enrollment period,” varying from 30-60 days after marriage. Contact your provider to learn about your policy specifics and details, like if your partner will be subjected to a waiting period.

3. For richer or poorer.

When adding a partner, learn about potential rate increases. Keep in mind that things like your deductible and premium may change. And if you’re insured through your employer, you may notice a small difference in your paycheck.

Here’s to many more milestones!