Birthdays often mark major milestones: Driver’s license at 16, voter registration at 18, your first legal drink at 21…
…and getting kicked off of your parents’ insurance at 26.
Prior to blowing out your 26 candles, medical, dental, and vision insurance might not have been not top-of-mind. Likely because your parents’ coverage probably made things easy.
Part of #Adulting is taking charge of your health and declaring your independence! It’s important to have insurance, even if you don’t get sick very often.
It’s time to birthday shop for some options:
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Individual Plan
Individual dental plans can be pretty affordable. Price out your options and develop a savings plan to stay covered and healthy. Also, consider reaching out to a broker to help you navigate the choices.
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Employee Benefits
If your company offers health insurance, you’ll likely have 30 – 60 days to enroll after you lose your parents’ benefits, even if it’s not during open enrollment.
If your parents’ plan included dental and vision coverage, but your current job does not, talk to your employer about the benefits of having these benefits!
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Public Exchange
Browse Your Health Idaho, the state’s health insurance exchange, each fall during open enrollment to find a plan that fits your needs and budget.
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Catastrophic Health Plans
On the medical side, even if you rarely get sick, that doesn’t mean life is accident-free. Adults under 30 can enroll in a catastrophic health insurance plan that covers worst-case scenarios.
As an emerging adult, insurance might seem like just another bill to pay. But the cost is too high not to have it.
You have your whole life ahead of you – get covered today!
